Commission service fees in the Pully system
The following are the fees charged by Pully to fintech companies and partner banks for using Pully's API and methods
| Method | Description of operation | Who Pays Commission | Base for calculation | Bid | Accrual Event |
|---|---|---|---|---|---|
| A2A Transfer | An invoice-to-invoice transfer initiated through a partner app using the Pully API | The fintech company or bank that owns the app and initiates the transfer | Transaction amount | 0.0% | Successful completion of operations |
| Single Debit | One-way debit from an account (pull payment) | Fintech company or bank using the method | Transaction amount | 0.0% | Successful write-off |
| Single Credit | One-way account replenishment (pull payment) | Fintech company or bank using the method | Transaction amount | 0.0% | Successful write-off |
| QR Pay | Payment for goods/services via merchant QR code | Merchant's bank (where business account is opened) | Transaction amount | 0.0% | Successful crediting of funds to merchant |
The procedure for accruing and paying remuneration to partners (banks, payment organizations)
| Method | Reward Recipient | Payment Condition | Calculation Basis | Rate |
|---|---|---|---|---|
| A2A transfer | Sender account bank | Sender account involved in transfer via Pully | Operation amount | 0.04 % |
| A2A transfer | Recipient account bank | Recipient account replenished via Pully | Operation amount | 0.02 % |
| QR payment | Fintech/application that initiated payment via Pully | QR payment executed via Pully API | Operation amount | 0.13 % |
| QR payment | Payer account bank | Payer's bank account was used in payment | Operation amount | 0.05 % |
* Remuneration to Partners (Banks, payment organizations and other participants of the PULLY payment system) is paid from the commission income actually received by the PULLY payment system from the implementation of money transfer operations and other payment services.
* Until the commission income is received by the PULLY payment system, the accrual and payment of remuneration to Partners is not carried out.The absence of payments during the specified period is not a violation of the obligations of the PULLY payment system, but is considered as a temporary stage of the formation and commercial launch of the payment infrastructure.